Stay informed with our latest insights on title services, real estate transactions, and industry updates from Title Warehouses of America®
Florida voters decide Amendment 3 on November 3, 2026. Here is a neutral explainer of what it would change for homestead exemptions, the December 31, 2026 residency cutoff, the 5 percent cap on non-homestead property and what it means for buyers, sellers and investors.
In Florida, title insurance premiums are the same everywhere, so what sets title companies apart is their fees, service and closing options. Here are eight questions to ask before you choose a title company in Orlando.
Florida sellers of residential property must give buyers a flood disclosure at or before signing the contract. Learn what the form asks, how it changed on October 1, 2025, and how buyers should use it.
Florida's condo safety laws changed what buyers need to check. Learn which buildings need milestone inspections, what a structural integrity reserve study (SIRS) is, the current deadlines, your document review rights and how to spot assessment risk before closing.
The title commitment is the title company's promise to insure, and it tells you what must happen before closing. Learn how to read Schedule A, the requirements and the exceptions, and what to ask before you close.
How a Florida commercial real estate closing works, from contract and due diligence to title commitment, survey, entity documents and closing, plus what investors should know about Florida's new protected series LLCs.
Paying cash for a Florida home can mean a faster closing and lower costs, but no lender is checking the details for you. Learn the cash closing timeline, which costs you skip, and why title insurance and wire safety matter even more.
Inherited a Florida home and want to sell? Learn how ownership passes, when probate is needed, what changed in summary administration on July 1, 2026, how homestead rules affect a sale and what the title company needs before closing.
A mail-away closing lets you sign Florida closing documents with a notary near you. Learn how it works, Florida's witness rules for deeds, timelines, common mistakes and when remote online closing is the better choice.
Just bought a home in Florida? Learn who qualifies for the homestead exemption, the January 1 and March 1 dates that matter, how the Save Our Homes cap and portability work, and how to apply in Orange, Seminole and Osceola counties.
Selling Florida property as a foreign person? Learn how FIRPTA withholding works, the 15 percent and 10 percent rates, the residence exception, who files with the IRS and how a withholding certificate can reduce the amount held.
Buying or selling in a Florida HOA or condo community? Learn what an estoppel certificate shows, how fast the association must deliver it, how long it is valid, what it costs and who pays.
A Florida title search does not catch everything. Learn what a municipal lien search finds, why open permits and unpaid utility bills can follow a property to the new owner, and how to handle problems before closing.
Wire fraud targets buyers sending down payments and sellers receiving proceeds. Learn the warning signs, how to verify wire instructions safely and what to do immediately if you think you sent money to a scammer.
FinCEN's rule requiring reports on cash home purchases by LLCs and trusts took effect March 1, 2026, and was vacated by a federal court on March 19, 2026. Learn what that means for Florida buyers today, what the rule would require if it returns, and what to tell your title company.
Remote online notarization lets you sign Florida closing documents by secure video from anywhere. Learn how a RON closing works, what Florida law requires, how identity checks and witnesses work, what it costs, and when a mail-away closing is the better fit.
What happens between signing a contract and getting the keys in Orlando: a stage-by-stage timeline, what the title company and lender do at each step, what closing costs look like on a $400,000 home, and the most common causes of delay.
Title insurance protects your ownership against problems from before you bought the home. Learn the difference between owner's and lender's policies, what Florida's state-set premiums actually cost, who pays, and when you need a policy.
Construction liens, homestead signature problems, judgment liens, boundary issues and deed fraud are the Florida title problems most likely to cost a buyer money. Learn how each one happens, what Florida law says and how a title company catches them before closing.
Who pays each Florida closing cost, and what the main title and tax items add up to for buyers and sellers on $250,000, $350,000 and $500,000 Orlando homes. Includes cash purchases, Miami-Dade and Broward customs, prorations and what is not included.
