Florida Title Insurance and Closing Cost Calculator
Get an instant estimate of title insurance, Florida documentary stamp and intangible taxes, and our closing fee for a purchase, sale or refinance. Premiums follow the title insurance rates set by Florida law.
Buyer Estimate
Get an estimate for your title and closing costs as a buyer.
Seller Net Sheet
Estimate the title and tax costs that come out of your sale proceeds.
Refinance Quote
Estimate closing costs for your refinance transaction.
Please select a calculator type above to get started.
What Each Calculator Shows
How Florida Title Insurance Premiums Are Calculated
Florida promulgates title insurance premiums, so every title company must charge the same premium for the same policy. The calculator applies the state rates to your price or loan amount.
| Amount of coverage | Rate per $1,000 |
|---|---|
| Up to $100,000 | $5.75 |
| $100,000 to $1 million | $5.00 |
| $1 million to $5 million | $2.50 |
| $5 million to $10 million | $2.25 |
| Over $10 million | $2.00 |
Examples of owner’s policy premiums before endorsements: $1,325 on a $250,000 home, $1,825 on a $350,000 home and $2,575 on a $500,000 home. When a lender’s policy is issued with the owner’s policy on a purchase, the simultaneous issue rate is $25 plus endorsements.
What the Estimate Does Not Include
If the property was insured within the last three years, a lower reissue rate may apply, and we apply it in your final quote when it qualifies.
Related Guides
- Florida Title and Closing Costs: state rates, our flat fee and who pays what.
- Florida Closing Cost Examples: buyer and seller costs at three prices.
- What Is Title Insurance and Do You Need It?: owner’s and lender’s policies explained.
- Closing Services: what our closing fee covers.
Closing Cost Calculator FAQs
How the estimates are calculated and what they include.
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